As a homeowner, you should have gained some equity in your home since living there and paying your mortgage down. Have you ever considered using this equity to finance some of your needs if you don’t have the cash flow?

you shouldn’t insist your home be priced like your favorite online estimate – you could overprice it and your home could sit too long on the market without any interested buyers OR you might see a disappointing number online that might be too low when buyer’s demand is high.

Whether you’re a new homeowner or not, you should carefully look at your assessment each year to look out for mistakes and understand the process. That way, you’ll know what steps you need to take if you want to appeal it in order to lower it.

Below are four financing options that can help you make that renovation come true! Remember to always meet with a financial advisor and perhaps also a tax advisor before you pursue anything. There are pros and cons that you need to fully understand based on your specific financial situation.

Did you know that by adding a tree to your yard, you can increase your property value and save on energy costs?

Believe it or not, even small changes in your home can have an impact on your energy use (and your bills!).  Many can be easy to implement and are inexpensive too

A home energy audit may sound like an unnecessary cost, but it really can save you money on energy bills, and even point out any hazards such as small gas leaks.

As a homeowner, you can benefit from some tax breaks that can make your home more affordable, with thousands of dollars shaved off from your IRS bill each year.

Many homeowners put off maintenance because of its cost. The benefit isn’t always seen immediately. But you need to think of it more like insurance, spend a little upfront so that you’re not wiped out later if (and, most likely, when) something happens.

Even a “low-risk” home could be hit with damage from flooding, and most standard homeowner’s insurance policies don’t include flood protection.